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| CIK | 943033 |
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis.
These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to CCF Holding Co.
SEC Filings (Chronological Order)
På denne siden finner du en fullstendig, kronologisk liste over SEC-arkiveringer, med unntak av eierskaps-arkiveringer som vi leverer andre steder.
| December 12, 2022 |
Exhibit 99.2 December 2022 NASDAQ: FBMS 2 Safe Harbor ABOUT THE FIRST BANCSHARES, INC. The First Bancshares, Inc. (?FBMS? or the ?Company?), headquartered in Hattiesburg, Mississippi, is the parent company of The First, A National Banking Association. Founded in 1996, The First has operations in Mississippi, Louisiana, Alabama, Florida and Georgia. The Company?s stock is traded on NASDAQ Global Ma |
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| December 12, 2022 |
false000094755900009475592022-12-122022-12-12 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. |
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| December 12, 2022 |
Exhibit 99.1 The First Bancshares, Inc. and Heritage Southeast Bancorporation, Inc. Announce Receipt of Regulatory Approvals for Merger HATTIESBURG, Miss. & ATLANTA-(BUSINESS WIRE)-December 11, 2022-The First Bancshares, Inc. (NASDAQ: FBMS) (?First Bancshares? or ?the Company?), parent company of The First Bank (?The First?) and Heritage Southeast Bancorporation, Inc. (OTCQX: HSBI) (?HSBI?), paren |
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| November 18, 2022 |
The First Bancshares, Inc(Q3 2022 Results) November 01, 2022 425 1 tm2230921d1425.htm 425 Filed by The First Bancshares, Inc. (Commission File No. 000-22507) Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: Heritage Southeast Bancorporation, Inc. (Commission File No. 0-25846) The following is a transcript of a conference call held on November 1, 2022 rel |
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| October 26, 2022 |
Filed by The First Bancshares, Inc. Filed by The First Bancshares, Inc. (Commission File No. 000-22507) Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: Heritage Southeast Bancorporation, Inc. Date: October 26, 2022 On October 26, 2022, Heritage Southeast Bancorporation, Inc. sent the following letter to its shareholders. October |
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| August 5, 2022 |
Filed by The First Bancshares, Inc. 425 1 tm2222662d1425.htm 425 Filed by The First Bancshares, Inc. (Commission File No. 000-22507) Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: Heritage Southeast Bancorporation, Inc. (Commission File No. 0-25846) The following is a transcript of a conference call held on July 28, 2022 relati |
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| July 27, 2022 |
Filed by The First Bancshares, Inc. (Commission File No. 000-22507) Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: Heritage Southeast Bancorporation, Inc. (Commission File No. 0-25846) Date: July 27, 2022 On July 27, 2022, the following materials were distributed to employees of Heritage Sout |
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| July 27, 2022 |
Filed by The First Bancshares, Inc. Filed by The First Bancshares, Inc. (Commission File No. 000-22507) Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: Heritage Southeast Bancorporation, Inc. (Commission File No. 0-25846) Date: July 27, 2022 On July 27, 2022, the following materials were distributed to employees of Heritage Sout |
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| July 27, 2022 |
Filed by The First Bancshares, Inc. Filed by The First Bancshares, Inc. (Commission File No. 000-22507) Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: Heritage Southeast Bancorporation, Inc. (Commission File No. 0-25846) Date: July 27, 2022 On July 27, 2022, the following materials were distributed to employees of Heritage Sout |
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| March 16, 2009 |
As filed with the Securities and Exchange Commission on March 16th, 2009 Post Effective Amendment No. 1 to Form S-8 2007 Stock Incentive Plan As filed with the Securities and Exchange Commission on March 16th, 2009 Registration No. 333-144118 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 POST-EFFECTIVE AMENDMENT NO.1 TO FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 CCF HOLDING COMPANY (Exact name of Registrant as specified in its charter) |
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| March 16, 2009 |
As filed with the Securities and Exchange Commission on March 16, 2009 Post- Effective Amendment No. 1 to Form S-8 2000 Stock Option Plan As filed with the Securities and Exchange Commission on March 16, 2009 Registration No. 333-35108 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 POST-EFFECTIVE AMENDMENT NO.1 TO FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 CCF HOLDING COMPANY (Exact name of Registrant as specified in its charter) Geor |
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| March 16, 2009 |
Form 15 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(G) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number 000-25846 CCF HOLDING COMPANY (Exact name of registrant as specified |
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| March 6, 2009 |
Notification of Removal from Listing and / or Registration OMB APPROVAL OMB Number: 3235-0080 Expires: February 28, 2009 Estimated average burden hours per response 1. |
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| February 23, 2009 |
Form 8-K SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 20, 2009 CCF HOLDING COMPANY (Exact name of Registrant as Specified in Charter) Georgia 000-25846 58-2173616 (State or Other Jurisdiction of Incorporation) (Commission File Number |
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| February 23, 2009 |
Exhibit 99.1 CCF Holding Company Announces Decision to Deregister from the SEC and Earnings for the Year Ending December 31, 2008 JONESBORO, GA ? February 20, 2009 ? CCF Holding Company (the ?Company?) today announced that it has notified Nasdaq of its intent to withdraw the Company?s common stock from listing on The Nasdaq Stock Market LLC. The Company also announced that it intends to deregister |
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| February 13, 2009 |
Amendment No. 10 to SC 13G SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d – 102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO 13d-2(b) (Amendment No. 10)* CCF Holding Co. (Name of Issuer) Common Stock, $.10 par value per share (Title of Class of Securities) 12487X 10 4 (CUSIP Number |
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| February 13, 2009 |
Amendment No. 9 to SC 13G SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d – 102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO 13d-2(b) (Amendment No. 9)* CCF Holding Co. (Name of Issuer) Common Stock, $.10 par value per share (Title of Class of Securities) 12487X 10 4 (CUSIP Number) |
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| November 14, 2008 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q Form 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. |
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| August 14, 2008 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q Form 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. |
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| July 18, 2008 |
Exhibit 99.1 FOR MORE INFORMATION CALL: David B. Turner, Chief Executive Officer and President, CCF Holding Company Leonard A. Moreland, Chief Executive Officer & President, Heritage Bank 101 North Main Street Jonesboro GA 30236 (770) 478-8881 CCF HOLDING COMPANY, THE HOLDING COMPANY FOR HERITAGE BANK ANNOUNCES EARNINGS FOR THE QUARTER AND SIX-MONTHS ENDED JUNE 30, 2008 Jonesboro, GA July 17, 2008 |
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| July 18, 2008 |
Form 8-K SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 17, 2008 CCF HOLDING COMPANY (Exact name of Registrant as Specified in Charter) Georgia 000-25846 58-2173616 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I |
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| July 7, 2008 |
101 North Main Street • P.O. Box 935 • Jonesboro, Georgia 30237 • 770-478-8881 Exhibit 99.1 July 7, 2008 Dear Fellow Shareholder, We wanted to take this opportunity to bring you up to date on the recent events affecting our company, CCF Holding Company and our subsidiary bank, Heritage Bank. Since our most recent communication with the annual report and 10-K, we have continued to see weaknesses within our markets, especially as it relates to residential real estate. While He |
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| July 7, 2008 |
Regulation FD Disclosure, Financial Statements and Exhibits SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 7, 2008 CCF HOLDING COMPANY (Exact name of Registrant as Specified in Charter) Georgia 000-25846 58-2173616 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I.R.S. Empl |
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| May 14, 2008 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended: March 31, 2008 ? Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 0-25846 CCF HOLDING COMPANY (Exact |
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| April 22, 2008 |
Definitive Proxy Material UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. |
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| April 21, 2008 |
Press Release Exhibit 99.1 FOR MORE INFORMATION CALL: David B. Turner, Chief Executive Officer and President, CCF Holding Company Leonard A. Moreland, Chief Executive Officer & President, Heritage Bank 101 North Main Street Jonesboro GA 30236 (770) 478-8881 CCF HOLDING COMPANY, THE HOLDING COMPANY FOR HERITAGE BANK ANNOUNCES RESULTS FOR THE QUARTER ENDED MARCH 31, 2008 Jonesboro, GA April 17, 2008 |
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| April 21, 2008 |
Form 8-K SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 17, 2008 CCF HOLDING COMPANY (Exact name of Registrant as Specified in Charter) Georgia 000-25846 58-2173616 (State or Other Jurisdiction of Incorporation) (Commission File Number) ( |
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| March 28, 2008 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K Form 10-K Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K (Mark One) x ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2007 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. |
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| March 28, 2008 |
SUBSIDIARIES OF CCF HOLDING COMPANY Sudsidiaries of CCF Holding Company EXHIBIT 21 SUBSIDIARIES OF CCF HOLDING COMPANY Heritage Bank, a Georgia banking corporation CCF Capital Trust I, a Delaware statutory trust CCF Capital Trust II, a Delaware statutory trust |
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| March 28, 2008 |
Annual Report Exhibit 13 A Tradition of Excellence Dear Fellow Stockholder: The following pages will outline the operating results for CCF Holding Company (the “Company”) and its subsidiary Heritage Bank (the “Bank”). |
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| February 11, 2008 |
Schedule 13G Amendment No. 8 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d – 102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO 13d-2(b) (Amendment No. 8)* CCF Holding Co. (Name of Issuer) Common Stock, $.10 par value per share (Title of Class of Securities) 12487X 10 4 (CUSIP Numbe |
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| February 11, 2008 |
SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d ? 102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO 13d-2(b) (Amendment No. 9)* CCF Holding Co. (Name of Issuer) Common Stock, $.10 par value per share (Title of Class of Securities) 12487X 10 4 (CUSIP Number) December 31, 2007 (Date of |
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| January 23, 2008 |
FIRST AMENDMENT TO SUPPLEMENTAL EXECUTIVE RETIREMENT BENEFITS AGREEMENT Exhibit 10.20 FIRST AMENDMENT TO SUPPLEMENTAL EXECUTIVE RETIREMENT BENEFITS AGREEMENT This FIRST AMENDMENT to the Supplemental Executive Retirement Benefits Agreement is made this day of , 2008, effective as of January 1, 2008, by and between Heritage Bank, a Georgia banking corporation (“Bank”), and , an individual (“Executive”). RECITALS A. Executive and the Bank entered into that certain Supple |
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| January 23, 2008 |
Form 8-K SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 17, 2008 CCF HOLDING COMPANY (Exact name of Registrant as Specified in Charter) Georgia 000-25846 58-2173616 (State or Other Jurisdiction of Incorporation) (Commission File Number) |
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| January 16, 2008 |
Three-months ended Dec. 31, 2007 Press Release EXHIBIT 99.1 FOR MORE INFORMATION CALL: David B. Turner, Chief Executive Officer and President, CCF Holding Company Leonard A. Moreland, Chief Executive Officer & President, Heritage Bank 101 North Main Street Jonesboro GA 30236 (770) 478-8881 CCF HOLDING COMPANY, THE HOLDING COMPANY FOR HERITAGE BANK ANNOUNCES EARNINGS FOR THE QUARTER AND YEAR-ENDING DECEMBER 31, 2007 Jonesboro, GA |
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| January 16, 2008 |
Form 8-K SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 16, 2008 CCF HOLDING COMPANY (Exact name of Registrant as Specified in Charter) Georgia 000-25846 58-2173616 (State or Other Jurisdiction of Incorporation) (Commission File Number) |
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| November 14, 2007 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended: September 30, 2007 ¨ Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 0-25846 CCF HOLDING COMPANY (E |
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| October 22, 2007 |
Exhibit 10.1 EMPLOYMENT AGREEMENT THIS AGREEMENT entered into this 17th day of October, 2007 (?Effective Date?), by and between Heritage Bank (the ?Bank?) and Mr. Leonard Moreland (the ?Employee?). WHEREAS, the Employee is experienced in all phases of the management and operations of an insured financial institution and is experienced in all phases of the business of the Bank; WHEREAS, the Employe |
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| October 22, 2007 |
CHANGE IN CONTROL SEVERANCE AGREEMENT Form of Change in Control Severance Agreement Exhibit 10.3 CHANGE IN CONTROL SEVERANCE AGREEMENT THIS CHANGE IN CONTROL SEVERANCE AGREEMENT (“Agreement”) entered into this 17th day of October, 2007 (“Effective Date”), by and between Heritage Bank (the “Bank”) and (the “Employee”). WHEREAS, the Employee is currently employed by the Bank as Senior Vice President and is experienced in all phases of t |
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| October 22, 2007 |
SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 22, 2007 (October 17, 2007) CCF HOLDING COMPANY (Exact name of Registrant as Specified in Charter) Georgia 000-25846 58-2173616 (State or Other Jurisdiction of Incorporation) (Commission Fi |
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| October 22, 2007 |
Exhibit 10.2 EMPLOYMENT AGREEMENT THIS AGREEMENT entered into this 17th day of October, 2007 (?Effective Date?), by and between Heritage Bank (the ?Bank?) and David B. Turner (the ?Employee?). WHEREAS, the Employee has heretofore been employed by the Bank as Chief Executive Officer and is experienced in all phases of the business of the Bank; WHEREAS, the Employee has been elected Chairman of the |
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| October 22, 2007 |
Three-months ended Sept. 30, 2007 Exhibit 99.1 FOR MORE INFORMATION CALL: David B. Turner, Chief Executive Officer and President, CCF Holding Company Leonard A. Moreland, Chief Executive Officer & President, Heritage Bank 101 North Main Street Jonesboro GA 30236 (770) 478-8881 CCF HOLDING COMPANY, THE HOLDING COMPANY FOR HERITAGE BANK ANNOUNCES EARNINGS FOR THE NINE-MONTHS ENDING SEPTEMBER 30, 2007 Jonesboro, GA October 19, 2007: |
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| August 21, 2007 |
CCF Holding Company Announces Share Repurchase Program Press Release Exhibit 99.1 FOR MORE INFORMATION CALL: David B. Turner, Chief Executive Officer and President, CCF Holding Company Leonard A. Moreland, Chief Executive Officer & President, Heritage Bank 101 North Main Street Jonesboro GA 30236 (770) 478-8881 CCF Holding Company Announces Share Repurchase Program Jonesboro, GA August 20, 2007: CCF Holding Company, the parent Company of Heritage Bank |
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| August 21, 2007 |
SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 21, 2007 (August 15, 2007) CCF HOLDING COMPANY (Exact name of Registrant as Specified in Charter) Georgia 000-25846 58-2173616 (State or Other Jurisdiction of Incorporation) (Commission File |
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| August 21, 2007 |
AMENDED AND RESTATED BYLAWS CCF HOLDING COMPANY ARTICLE I Home Office EX-3.3 2 dex33.htm AMENDED AND RESTATED BYLAWS OF CCF HOLDING COMPANY Exhibit 3.3 AMENDED AND RESTATED BYLAWS OF CCF HOLDING COMPANY ARTICLE I Home Office The home office of CCF Holding Company (the “Corporation”) shall be at 101 North Main Street, City of Jonesboro, County of Clayton, in the State of Georgia. The Corporation may also have offices at such other places within or without the State o |
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| August 14, 2007 |
NONQUALIFIED STOCK OPTION AWARD PURSUANT TO THE CCF HOLDING COMPANY 2007 STOCK INCENTIVE PLAN Form of Director Nonqualified Stock Option Award Exhibit 10.22 NONQUALIFIED STOCK OPTION AWARD PURSUANT TO THE CCF HOLDING COMPANY 2007 STOCK INCENTIVE PLAN THIS NONQUALIFIED STOCK OPTION AWARD (the “Award”) is made as of the Grant Date by and between CCF HOLDING COMPANY (the “Company”), a Georgia corporation, and (the “Participant”). Upon and subject to the Terms and Conditions attached hereto an |
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| August 14, 2007 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q Form 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. |
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| August 14, 2007 |
INCENTIVE STOCK OPTION AWARD PURSUANT TO THE CCF HOLDING COMPANY 2007 STOCK INCENTIVE PLAN Exhibit 10.21 INCENTIVE STOCK OPTION AWARD PURSUANT TO THE CCF HOLDING COMPANY 2007 STOCK INCENTIVE PLAN THIS INCENTIVE STOCK OPTION AWARD (the ?Award?) is made as of the Grant Date by and between CCF HOLDING COMPANY (the ?Company?), a Georgia corporation, and (the ?Participant?). Upon and subject to the Terms and Conditions attached hereto and incorporated herein by reference, the Company hereby |
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| August 14, 2007 |
NONQUALIFIED STOCK OPTION AWARD PURSUANT TO THE CCF HOLDING COMPANY 2007 STOCK INCENTIVE PLAN EX-10.20 2 dex1020.htm FORM OF NONQUALIFIED STOCK OPTION AWARD Exhibit 10.20 NONQUALIFIED STOCK OPTION AWARD PURSUANT TO THE CCF HOLDING COMPANY 2007 STOCK INCENTIVE PLAN THIS NONQUALIFIED STOCK OPTION AWARD (the “Award”) is made as of the Grant Date by and between CCF HOLDING COMPANY (the “Company”), a Georgia corporation, and (the “Participant”). Upon and subject to the Terms and Conditions atta |
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| July 25, 2007 |
Financial Statements and Exhibits, Results of Operations and Financial Condition SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2007 (July 24, 2007) CCF HOLDING COMPANY (Exact name of Registrant as Specified in Charter) Georgia 000-25846 58-2173616 (State or Other Jurisdiction of Incorporation) (Commission File Num |
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| July 25, 2007 |
Three-months ended June 30, 2007 Exhibit 99.1 FOR MORE INFORMATION CALL: David B. Turner, Chief Executive Officer and President, CCF Holding Company Leonard A. Moreland, Chief Executive Officer & President, Heritage Bank 101 North Main Street Jonesboro GA 30236 (770) 478-8881 CCF HOLDING COMPANY, THE HOLDING COMPANY FOR HERITAGE BANK ANNOUNCES EARNINGS FOR THE SIX-MONTHS ENDING JUNE 30, 2007 Jonesboro, GA July 24, 2007: Three-mon |
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| June 28, 2007 |
As filed with the Securities and Exchange Commission on June 28, 2007 Form S-8 Registration Statement As filed with the Securities and Exchange Commission on June 28, 2007 Registration No. |
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| May 14, 2007 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q Form 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. |
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| April 25, 2007 |
Definitive Proxy Statement UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. |
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| April 10, 2007 |
Preliminary Proxy Material UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. |
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| March 29, 2007 |
2007 Stock Incentive Plan Exhibit 10.19 CCF HOLDING COMPANY 2007 STOCK INCENTIVE PLAN CCF HOLDING COMPANY 2007 STOCK INCENTIVE PLAN TABLE OF CONTENTS Page SECTION I. DEFINITIONS 1 1.1 DEFINITIONS 1 SECTION 2 THE STOCK INCENTIVE PLAN 5 2.1 PURPOSE OF THE PLAN 5 2.2 STOCK SUBJECT TO THE PLAN 6 2.3 ADMINISTRATION OF THE PLAN 6 2.4 ELIGIBILITY AND LIMITS 6 SECTION 3 TERMS OF STOCK INCENTIVES 7 3.1 TER |
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| March 29, 2007 |
Annual Report Table of Contents Exhibit 13 A Tradition of Excellence Dear Fellow Stockholder: The following pages will outline the operating results for CCF Holding Company (the “Company”) and its subsidiary Heritage Bank (the “Bank”). |
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| March 29, 2007 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K (Mark One) x ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2006 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. |
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| March 29, 2007 |
SUBSIDIARIES OF CCF HOLDING COMPANY EXHIBIT 21 SUBSIDIARIES OF CCF HOLDING COMPANY Heritage Bank, a Georgia banking corporation CCF Capital Trust I, a Delaware statutory trust CCF Capital Trust II, a Delaware statutory trust |
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| February 14, 2007 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 11)* CCF Holding Company (Name of Issuer) Common Stock (Title of Class of Securities) 12487X104 (CUSIP Number) December 31, 2006 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sc |
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| February 13, 2007 |
SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d ? 102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO 13d-2(b) (Amendment No. 8)* CCF Holding Co. (Name of Issuer) Common Stock, $.10 par value per share (Title of Class of Securities) 12487X 10 4 (CUSIP Number) December 31, 2006 (Date of |
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| February 13, 2007 |
SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d - 102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO 13d-2(b) (Amendment No. 7)* CCF Holding Co. (Name of Issuer) Common Stock, $.10 par value per share (Title of Class of Securities) 12487X 10 4 (CUSIP Number) December 31, 2006 (Date of |
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| January 16, 2007 |
Form 8-K SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 11, 2007 CCF HOLDING COMPANY (Exact name of Registrant as Specified in Charter) Georgia 000-25846 58-2173616 (State or Other Jurisdiction of Incorporation) (Commission File Number) |
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| January 16, 2007 |
Exhibit 99.1 FOR MORE INFORMATION CALL: David B. Turner, President and Chief Executive Officer CCF Holding Company Leonard A. Moreland, President and Chief Executive Officer, Heritage Bank 101 North Main Street Jonesboro GA 30236 (770) 478-8881 CCF HOLDING COMPANY, THE HOLDING COMPANY FOR HERITAGE BANK, ANNOUNCES 58.8% INCREASE IN EARNINGS FOR THE YEAR ENDED DECEMBER 31, 2006 Jonesboro, GA January |
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| November 13, 2006 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q Form 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. |
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| October 13, 2006 |
Press Release Exhibit 99.1 FOR MORE INFORMATION CALL: David B. Turner, Chief Executive Officer & President, CCF Holding Company Leonard A. Moreland, Chief Executive Officer & President, Heritage Bank 101 North Main Street Jonesboro GA 30236 (770) 478-8881 CCF HOLDING COMPANY, THE HOLDING COMPANY FOR HERITAGE BANK, ANNOUNCES A RECORD 78% EARNINGS INCREASE FOR THE NINE-MONTHS ENDING SEPTEMBER 30, 20 |
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| October 13, 2006 |
Financial Statements and Exhibits, Results of Operations and Financial Condition SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 12, 2006 CCF HOLDING COMPANY (Exact name of Registrant as Specified in Charter) Georgia 000-25846 58-2173616 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I.R.S. |
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| August 25, 2006 |
CCF Holding Company Announces 3-for-2 Stock Split Press Release Exhibit 99.1 FOR MORE INFORMATION CALL: David B. Turner, President and Chief Executive Officer CCF Holding Company 101 North Main Street Jonesboro, GA 30236 (770) 478-8881 CCF Holding Company Announces 3-for-2 Stock Split Jonesboro, GA August 23, 2006 CCF Holding Company, the parent company of Heritage Bank, announced today that its Board of Directors has approved a 3-for-2 stock spl |
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| August 25, 2006 |
Form 8-K SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 23, 2006 CCF HOLDING COMPANY (Exact name of Registrant as Specified in Charter) Georgia 000-25846 58-2173616 (State or Other Jurisdiction of Incorporation) (Commission File Number) |
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| August 11, 2006 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended: June 30, 2006 ¨ Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 0-25846 CCF HOLDING COMPANY (Exact |
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| July 10, 2006 |
Form 8-K SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 7, 2006 CCF HOLDING COMPANY (Exact name of Registrant as Specified in Charter) Georgia 000-25846 58-2173616 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I. |
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| July 10, 2006 |
Three-months ended June 30, 2006 Press Release Exhibit 99.1 FOR MORE INFORMATION CALL: David B. Turner, Chief Executive Officer and President, CCF Holding Company Leonard A. Moreland, Chief Executive Officer & President, Heritage Bank 101 North Main Street Jonesboro GA 30236 (770) 478-8881 CCF HOLDING COMPANY, THE HOLDING COMPANY FOR HERITAGE BANK ANNOUNCES 49% EARNINGS INCREASE FOR THE SIX-MONTHS ENDING JUNE 30, 2006 Jonesboro, |
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| June 23, 2006 |
ENDORSEMENT METHOD SPLIT-DOLLAR AGREEMENT Form of Endorsement Method Split-Dollar Agreement Exhibit 10.18 ENDORSEMENT METHOD SPLIT-DOLLAR AGREEMENT This Endorsement Method Split-Dollar Agreement (this “Agreement”) is made as of the 1st day of January, 2006, by and between Heritage Bank, a Georgia banking corporation (“Bank”), and , an individual (“Insured”). RECITALS: A. Insured is currently an employee and executive officer of Bank and h |
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| June 23, 2006 |
SUPPLEMENTAL EXECUTIVE RETIREMENT BENEFITS AGREEMENT Exhibit 10.17 SUPPLEMENTAL EXECUTIVE RETIREMENT BENEFITS AGREEMENT This Supplemental Executive Retirement Benefits Agreement (this ?Agreement?) is made as of the 1st day of January, 2006, by and between Heritage Bank, a Georgia banking corporation (?Bank?), and , an individual (?Executive?). RECITALS A. Executive is a valued employee of Bank. B. Bank desires to retain Executive as an employee of B |
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| June 23, 2006 |
Form 8-K SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 21, 2006 CCF HOLDING COMPANY (Exact name of Registrant as Specified in Charter) Georgia 000-25846 58-2173616 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I |
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| June 2, 2006 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-QSB/A Amendment No. 1 (Mark One) x Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended: March 31, 2006 ? Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 0-25846 CCF HOLDING COMPANY (Exa |
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| May 12, 2006 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-QSB Form 10-QSB Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. |
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| April 18, 2006 |
Financial Statements and Exhibits, Results of Operations and Financial Condition SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 17, 2006 CCF HOLDING COMPANY (Exact name of Registrant as Specified in Charter) Georgia 000-25846 58-2173616 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I.R.S. Em |
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| April 18, 2006 |
Exhibit 99.1 FOR MORE INFORMATION CALL: David B. Turner, President and Chief Executive Officer CCF Holding Company Leonard A. Moreland, President and Chief Executive Officer, Heritage Bank 101 North Main Street Jonesboro GA 30236 (770) 478-8881 CCF HOLDING COMPANY, THE HOLDING COMPANY FOR HERITAGE BANK ANNOUNCES 34% EARNINGS INCREASE FOR THE QUARTER ENDING MARCH 31, 2006 Jonesboro, GA April 17, 20 |
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| April 17, 2006 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, For Use of |
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| March 31, 2006 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-KSB/A Amendment No. 1 Form 10-KSB/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-KSB/A Amendment No. |
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| March 31, 2006 |
Porter Keadle Moore, LLP REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM Report of Porter Keadle Moore LLP Exhibit 13.2 Porter Keadle Moore, LLP REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM The Board of Directors and Shareholders CCF Holding Company We have audited the accompanying consolidated balance sheets of CCF Holding Company and subsidiary as of December 31, 2004 and 2003 and the related consolidated statements of earnings, comprehensive income, chang |
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| March 30, 2006 |
SUBSIDIARIES OF CCF HOLDING COMPANY EXHIBIT 21 SUBSIDIARIES OF CCF HOLDING COMPANY Heritage Bank, a Georgia banking corporation CCF Capital Trust I, a Delaware statutory trust CCF Capital Trust II, a Delaware statutory trust |
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| March 30, 2006 |
Exhibit 13 A TRADITION OF EXCELLENCE Dear Fellow Stockholder: The following pages will outline the operating results for CCF Holding Company and its subsidiary Heritage Bank. |
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| March 30, 2006 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-KSB Form 10-KSB UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-KSB (Mark One) x ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2005 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. |
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| February 14, 2006 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 10)* CCF Holding Company (Name of Issuer) Common Stock (Title of Class of Securities) 12487X104 (CUSIP Number) December 30, 2005 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sc |
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| February 13, 2006 |
SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d ? 102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO 13d-2(b) (Amendment No. 6)* CCF Holding Co. (Name of Issuer) Common Stock, $.10 par value per share (Title of Class of Securities) 12487X 10 4 (CUSIP Number) December 31, 2005 (Date of |
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| February 13, 2006 |
SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d ? 102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO 13d-2(b) (Amendment No. 7)* CCF Holding Co. (Name of Issuer) Common Stock, $.10 par value per share (Title of Class of Securities) 12487X 10 4 (CUSIP Number) December 31, 2005 (Date of |
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| January 19, 2006 |
Form 8-K SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 12, 2006 CCF HOLDING COMPANY (Exact name of Registrant as Specified in Charter) Georgia 000-25846 58-2173616 (State or Other Jurisdiction of Incorporation) (Commission File Number) |
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| January 19, 2006 |
Three months ended December 31, Press Release Exhibit 99.1 FOR MORE INFORMATION CALL: David B. Turner, President and Chief Executive Officer CCF Holding Company Leonard A. Moreland, President, Heritage Bank 101 North Main Street Jonesboro GA 30236 (770) 478-8881 CCF HOLDING COMPANY, THE HOLDING COMPANY FOR HERITAGE BANK, ANNOUNCES EARNINGS FOR THE QUARTER AND YEAR ENDING DECEMBER 31, 2005 Jonesboro, GA January 12, 2006 Three mon |
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| November 14, 2005 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-QSB Form 10-QSB Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. |
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| October 25, 2005 |
Press Release FORMORE INFORMATION CALL: David B. Turner, President and Chief Executive Officer CCF Holding Company Leonard A. Moreland, President, Heritage Bank 101 North Main Street Jonesboro GA 30236 (770) 478-8881 Exhibit 99.1 CCF Holding Company, the Holding Company for Heritage Bank Announces Earnings for the Quarter and Nine-Months Ending September 30, 2005 Jonesboro, GA October 19, 2005: Th |
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| October 25, 2005 |
Form 8-K United States Securities And Exchange Commission Washington, DC 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of earliest event reported: October 19, 2005 CCF Holding Company (Exact Name of Registrant as Specified in Charter) Georgia 0-25846 58-2173616 (State or Other Jurisdiction (Commission File Number) (I. |
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| September 27, 2005 |
EXHIBIT 99.1 FOR MORE INFORMATION CALL: Leonard Moreland, EVP, CCF Holding Company President, Heritage Bank 101 North Main Street Jonesboro, GA 30236 (770) 478-8881 CCF Holding Company announces Charge to Earnings on Other Real Estate Impairment September 26, 2005 CCF Holding Company, the parent company of Heritage Bank, announced today that the Bank will take an $835,000 pre-tax one-time charge f |
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| September 27, 2005 |
Financial Statements and Exhibits SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 21, 2005 CCF HOLDING COMPANY (Exact name of Registrant as Specified in Charter) Georgia 000-25846 58-2173616 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I.R.S |
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| August 15, 2005 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-QSB Form 10-QSB Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. |
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| July 14, 2005 |
Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of earliest event reported: July 8, 2005 CCF HOLDING COMPANY (Exact Name of Registrant as Specified in Charter) Georgia 0-25846 58-2173616 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I. |
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| July 14, 2005 |
EXHIBIT 99.1 FOR MORE INFORMATION CALL: David B. Turner, President and Chief Executive Officer CCF Holding Company Leonard A. Moreland, President, Heritage Bank 101 North Main Street Jonesboro GA 30236 (770) 478-8881 CCF Holding Company, the Holding Company for Heritage Bank Announces Earnings for the Quarter and Six-Months Ending June 30, 2005 Jonesboro, GA July 8, 2005: Three-months ended June 3 |
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| June 3, 2005 |
Form 8-K/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K/A Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of earliest event reported: April 19, 2005 CCF HOLDING COMPANY (Exact Name of Registrant as Specified in Charter) Georgia 0-25846 58-2173616 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I. |
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| June 3, 2005 |
EXHIBIT 16 June 3, 2005 Securities and Exchange Commission Mail Stop 11-3 450 Fifth Street, N. |
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| May 13, 2005 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-QSB Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-QSB (Mark One) x Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended: March 31, 2005 ? Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 0-25846 CCF HOLDING COMPANY (Exa |
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| April 25, 2005 |
Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of earliest event reported: April 19, 2005 CCF HOLDING COMPANY (Exact Name of Registrant as Specified in Charter) Georgia 0-25846 58-2173616 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I. |
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| April 25, 2005 |
EXHIBIT 16.1 April 22, 2005 Securities and Exchange Commission Mail Stop 11-3 450 5th Street, NW Washington, D.C. 20549 Dear Sirs/Madams: We have read Item 4.01(a) of Form 8-K of CCF Holding Company dated April 22, 2005 and have the following comments: 1. We agree with the statements made in paragraphs one through four. 2. We have no basis on which to agree or disagree with the statement made in t |
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| April 14, 2005 |
Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of earliest event reported: April 13, 2005 CCF HOLDING COMPANY (Exact Name of Registrant as Specified in Charter) Georgia 0-25846 58-2173616 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I. |
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| April 14, 2005 |
Three-months ended March 31, 2005 Press Release Exhibit 99.1 FOR MORE INFORMATION CALL: David B. Turner, President and Chief Executive Officer CCF Holding Company Leonard A. Moreland, President, Heritage Bank 101 North Main Street Jonesboro GA 30236 (770) 478-8881 CCF Holding Company, the Holding Company for Heritage Bank Announces Earnings for the Quarter Ending March 31, 2005 Jonesboro, GA April 13, 2005: Three-months ended Marc |
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| April 14, 2005 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, For Use of |
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| March 30, 2005 |
SUBSIDIARIES OF CCF HOLDING COMPANY Subsidiaries of the Registrant EXHIBIT 21 SUBSIDIARIES OF CCF HOLDING COMPANY Heritage Bank, a Georgia banking corporation CCF Capital Trust I, a Delaware statutory trust CCF Capital Trust II, a Delaware statutory trust |
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| March 30, 2005 |
Annual Report to Shareholders EXHIBIT 13 A TRADITION OF EXCELLENCE Dear Fellow Stockholder: The Board of Directors, officer and employees of CCF Holding Company and its subsidiary Heritage Bank are very pleased to present you the operating results for 2004. |
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| March 30, 2005 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-KSB UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-KSB (Mark One) x ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2004 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. |
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| February 7, 2005 |
Schedule 13G/A SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G (Rule 13d-102) (AMENDMENT NO. |
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| February 7, 2005 |
Schedule 13G/A SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G (Rule 13d-102) (AMENDMENT NO. |
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| February 4, 2005 |
Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of earliest event reported: January 13, 2005 CCF HOLDING COMPANY (Exact Name of Registrant as Specified in Charter) Georgia 0-25846 58-2173616 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I. |
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| February 4, 2005 |
Press Release Exhibit 99.1 FOR MORE INFORMATION CALL: David B. Turner, President and Chief Executive Officer CCF Holding Company Leonard A. Moreland, President, Heritage Bank 101 North Main Street Jonesboro GA 30236 (770) 478-8881 CCF Holding Company, the Holding Company for Heritage Bank Announces Earnings for the Quarter and Year Ending December 31, 2004 Jonesboro, GA January 13, 2005: Three-mon |
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| November 15, 2004 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB (Mark One) x Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended: September 30, 2004 ? Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 0-25846 CCF HOLDING COMPANY |
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| November 15, 2004 |
CHANGE IN CONTROL SEVERANCE AGREEMENT Exhibit 10.1 CHANGE IN CONTROL SEVERANCE AGREEMENT THIS CHANGE IN CONTROL SEVERANCE AGREEMENT (?Agreement?) entered into this 2nd day of August, 2004 (?Effective Date?), by and between Heritage Bank (the ?Bank?) and Kathy Zovlonsky (the ?Employee?). WHEREAS, the Employee is currently employed by the Bank as Senior Vice President and is experienced in all phases of the financial service industry an |
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| October 15, 2004 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 14, 2004 CCF HOLDING COMPANY (Exact name of registrant as specified in its charter) Georgia 0-25846 58-2173616 (State or Other Jurisdiction of Incorporation) (Commissi |
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| October 15, 2004 |
Press Release EXHIBIT 99.1 FOR MORE INFORMATION CALL: David B. Turner, President and Chief Executive Officer CCF Holding Company Leonard A. Moreland, President, Heritage Bank 101 North Main Street Jonesboro GA 30236 (770) 478-8881 CCF Holding Company Expanded Earnings Information For the Quarters and Nine-Months Ended September 30, 2004 and September 30, 2003 Jonesboro, GA October 14, 2004: Three- |
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| August 16, 2004 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB Form 10-QSB Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. |
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| August 16, 2004 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB/A Form 10-QSB/A Amendment No.#1 Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB/A (Mark One) x Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended: June 30, 2004 ¨ Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 0 |
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| July 14, 2004 |
EXHIBIT 99.1 FOR MORE INFORMATION CALL: David B. Turner, President and Chief Executive Officer CCF Holding Company Leonard A. Moreland, President, Heritage Bank 101 North Main Street Jonesboro GA 30236 (770) 478-8881 CCF Holding Company Expanded Earnings Information For the Quarters and Six-Months Ended June 30, 2004 and June 30, 2003 Jonesboro, GA July 9, 2004: Three-months ended June 30, 2004 Th |
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| July 14, 2004 |
Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of earliest event reported: July 9, 2004 CCF HOLDING COMPANY (Exact Name of Registrant as Specified in Charter) Georgia 0-25846 58-2173616 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I. |
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| June 21, 2004 |
Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of earliest event reported: June 17, 2004 CCF HOLDING COMPANY (Exact Name of Registrant as Specified in Charter) Georgia 0-25846 58-2173616 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I. |
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| June 21, 2004 |
CCF Holding Company Announces 3-for-2 Stock Split and Increased Cash Dividend Exhibit 99.1 FOR MORE INFORMATION CALL: David B. Turner, President and Chief Executive Officer CCF Holding Company 101 North Main Street Jonesboro, GA 30236 (770) 478-8881 CCF Holding Company Announces 3-for-2 Stock Split and Increased Cash Dividend Jonesboro, GA June 17, 2004: CCF Holding Company announced today that its Board of Directors has approved a 3-for-2 stock split of the Company?s commo |
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| May 17, 2004 |
Amended and Restated Trust Agreement dated Exhibit 10.1 AMENDED AND RESTATED TRUST AGREEMENT Among CCF HOLDING COMPANY as Depositor, WILMINGTON TRUST COMPANY as Property Trustee, WILMINGTON TRUST COMPANY, as Delaware Trustee, and Leonard A. Moreland David B. Turner and Mary Jo Rogers as Administrators Dated as of March 30, 2004 CCF CAPITAL TRUST II CCF CAPITAL TRUST II Certain Sections of this Tru |
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| May 17, 2004 |
Junior Subordinated Indenture Exhibit 10.3 JUNIOR SUBORDINATED INDENTURE Between CCF HOLDING COMPANY (as Company) and WILMINGTON TRUST COMPANY (as Trustee) dated as of March 30, 2004 CCF CAPITAL TRUST II Certain Sections of this Junior Subordinated Indenture relating to Sections 310 through 318 of the Trust Indenture Act of 1939: Trust Indenture Act Section Junior Subordinated Indenture Section Se |
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| May 17, 2004 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-QSB For The Period Ended March 31, 2004 Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. |
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| May 17, 2004 |
Guarantee Agreement Exhibit 10.2 GUARANTEE AGREEMENT Between CCF HOLDING COMPANY as Guarantor, and WILMINGTON TRUST COMPANY as Guarantee Trustee, Dated as of March 30, 2004 CCF CAPITAL TRUST II Certain Sections of this Guarantee Agreement relating to Sections 310 through 318 of the Trust Indenture Act of 1939: Trust Indenture Act Section Guarantee Agreement Section Section 310 (a) (1) 4.1 (a) (a) |
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| April 20, 2004 |
Form 8-K United States Securities And Exchange Commission Washington, DC 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of earliest event reported: April 16, 2004 CCF Holding Company (Exact Name of Registrant as Specified in Charter) Georgia 0-25846 58-2173616 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I. |
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| April 20, 2004 |
EXHIBIT 99.1 FOR MORE INFORMATION CALL: David B. Turner, President and Chief Executive Officer CCF Holding Company Leonard A. Moreland, President, Heritage Bank 101 North Main Street Jonesboro GA 30236 (770) 478-8881 CCF Holding Company Expanded Earnings Information For the Quarters Ended March 31, 2004 and March 31, 2003 Jonesboro, GA April 16, 2004: March 31, 2004 March 31, 2003 (unaudited in th |
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| April 12, 2004 |
Definitive Proxy Material UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. |
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| April 5, 2004 |
Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): March 30, 2004 CCF HOLDING COMPANY (Exact Name of Registrant as Specified in Charter) Georgia 58-2173616 (State or Other Jurisdiction of Incorporation) (I.R.S. Employer Iden |
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| April 5, 2004 |
CCF HOLDING COMPANY RAISES $4,500,000 IN SALE OF FLOATING RATE TRUST PREFERRED SECURITIES Exhibit 99.1 FOR MORE INFORMATION CALL: David B. Turner, President and Chief Executive Officer CCF Holding Company Leonard A. Moreland, President, Heritage Bank 101 North Main Street Jonesboro GA 30236 (770) 478-8881 CCF HOLDING COMPANY RAISES $4,500,000 IN SALE OF FLOATING RATE TRUST PREFERRED SECURITIES On March 30, 2004, CCF Holding Company, Jonesboro, Georgia (the ?Company?), through its newly |
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| March 31, 2004 |
Subsidiaries of the Registrant EXHIBIT 21 SUBSIDIARIES OF CCF HOLDING COMPANY Heritage Bank, a Georgia banking corporation CCF Capital Trust I, a Delaware corporation |
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| March 31, 2004 |
TRADITION OF EXCELLENCE Dear Fellow Shareholder: The Board of Directors, officers and employees of CCF Holding Company and its subsidiary Heritage Bank are very pleased to present to you the operating results for 2003. |
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| March 31, 2004 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-KSB/A Amendment No. 1 to the Form 10-KSB UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-KSB/A (Mark One) x ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2003 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File N |
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| March 31, 2004 |
CCF HOLDING COMPANY CODE OF BUSINESS CONDUCT AND ETHICS Code of Business Conduct and Ethics Exhibit 14 CCF HOLDING COMPANY CODE OF BUSINESS CONDUCT AND ETHICS Application – This Code of Business Conduct and Ethics shall apply to all employees of CCF Holding Company and its subsidiaries, including Heritage Bank. |
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| March 30, 2004 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-KSB Form 10-KSB UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-KSB (Mark One) x ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2003 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. |
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| March 30, 2004 |
EXHIBIT 21 SUBSIDIARIES OF CCF HOLDING COMPANY Heritage Bank, a Georgia banking corporation CCF Capital Trust I, a Delaware corporation |
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| March 30, 2004 |
CCF HOLDING COMPANY CODE OF BUSINESS CONDUCT AND ETHICS Exhibit 14 CCF HOLDING COMPANY CODE OF BUSINESS CONDUCT AND ETHICS Application ? This Code of Business Conduct and Ethics shall apply to all employees of CCF Holding Company and its subsidiaries, including Heritage Bank. |
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| February 10, 2004 |
Amendment No. 4 to Schedule 13G SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) (AMENDMENT NO. 4)* INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b)(c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(b) CCF HOLDING CO. (Name of Issuer) Common Stock, $0.10 par value per share (Title of Class of Securities) 12487X 10 4 (CUSIP |
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| February 10, 2004 |
SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d- 102) (AMENDMENT NO. 5)* INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b)(c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(b) CCF HOLDING CO. (Name of Issuer) Common Stock, $0.10 par value per share (Title of Class of Securities) 12487X 10 4 (CUSIP Number) December 31, 2003 (Dat |
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| January 15, 2004 |
Press Release EXHIBIT 99.1 FOR MORE INFORMATION CALL: David B. Turner, President and Chief Executive Officer CCF Holding Company Leonard A. Moreland, President, Heritage Bank 101 North Main Street Jonesboro GA 30236 (770) 478-8881 CCF Holding Company Expanded Earnings Information For the Quarters and Year Ended December 31, 2003 and December 31, 2002 Jonesboro, GA January 13, 2004: Three-months en |
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| January 15, 2004 |
form 8-K Securities And Exchange Commission Washington, DC 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of earliest event reported: January 13, 2004 CCF Holding Company (Exact Name of Registrant as Specified in Charter) Georgia 0-25846 58-2173616 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I. |
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| November 14, 2003 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-QSB Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-QSB (Mark One) x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended: September 30, 2003 ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number: 0-25846 CCF HOLDING COMPANY |
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| October 14, 2003 |
SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of earliest event reported: October 9, 2003 CCF Holding Company (Exact Name of Registrant as Specified in Charter) Georgia 0-25846 58-2173616 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I. |
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| October 14, 2003 |
Three-months ended September 30, 2003 EXHIBIT 99.1 FOR MORE INFORMATION CALL: David B. Turner, President and Chief Executive Officer CCF Holding Company Leonard A. Moreland, President, Heritage Bank 101 North Main Street Jonesboro GA 30236 (770) 478-8881 CCF Holding Company Expanded Earnings Information For the Quarters and Nine-Months Ended September 30, 2003 and September 30, 2002 Jonesboro, GA October 9, 2003: Three-months ended Se |
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| August 14, 2003 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-QSB Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-QSB (Mark One) x Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended: June 30, 2003 o Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 0-25846 CCF HOLDING COMPANY (Exac |
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| July 15, 2003 |
Securities And Exchange Commission Washington, DC 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of earliest event reported: July 14, 2003 CCF Holding Company (Exact Name of Registrant as Specified in Charter) Georgia 0-25846 58-2173616 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I. |
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| July 15, 2003 |
EXHIBIT 99.1 FOR MORE INFORMATION CALL: David B. Turner, President and Chief Executive Officer CCF Holding Company Leonard A. Moreland, President, Heritage Bank 101 North Main Street Jonesboro GA 30236 (770) 478-8881 CCF Holding Company Expanded Earnings Information For the Quarters and Six-Months Ended June 30, 2003 and June 30, 2002 Jonesboro, GA July 14, 2003: Three-months ended June 30, 2003 T |
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| May 14, 2003 |
Table of Contents U.S. SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-QSB (Mark One) x Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended: March 31, 2003 o Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 0-25846 CCF HOLDING COMPANY (Exact name o |
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| May 14, 2003 |
CFO Certification Exhibit 99.2 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 This Certificate is being delivered pursuant to the requirements of Section 1350 of Chapter 63 (Mail Fraud) of Title 18 (Crimes and Criminal Procedures) of the United States Code and shall not be relied on by any person for any other purpose. The unde |
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| May 14, 2003 |
Exhibit 99.1 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 This Certificate is being delivered pursuant to the requirements of Section 1350 of Chapter 63 (Mail Fraud) of Title 18 (Crimes and Criminal Procedures) of the United States Code and shall not be relied on by any person for any other purpose. The undersigned, who is th |
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| April 29, 2003 |
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section |
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| April 24, 2003 |
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section |
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| April 24, 2003 |
Form 4 FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or S |
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| April 21, 2003 |
Form 4 FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or S |
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| April 18, 2003 |
Securities And Exchange Commission Washington, DC 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of earliest event reported: April 17, 2003 CCF Holding Company (Exact Name of Registrant as Specified in Charter) Georgia 0-25846 58-2173616 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I. |
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| April 18, 2003 |
EXHIBIT 99.1 FOR MORE INFORMATION CALL: David B. Turner, President and Chief Executive Officer CCF Holding Company Leonard A. Moreland, President, Heritage Bank 101 North Main Street Jonesboro GA 30236 (770) 478-8881 CCF Holding Company Expanded Earnings Information For the Quarters Ended March 31, 2003 and March 31, 2002 Jonesboro, GA April 17, 2003: March 31, 2003 March 31, 2002 (unaudited) (una |
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| April 7, 2003 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (a |
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| March 31, 2003 |
EXHIBIT 10.9(c) CHANGE IN CONTROL SEVERANCE AGREEMENT WITH JOHN WESTERVELT, DATED JANUARY 1, 2003 CHANGE IN CONTROL SEVERANCE AGREEMENT THIS CHANGE IN CONTROL SEVERANCE AGREEMENT (?Agreement?) entered into this 1st day of January, 2003 (?Effective Date?), by and between Heritage Bank (the ?Bank?) and JOHN WESTERVELT (the ?Employee?). WHEREAS, the Employee is currently employed by the Bank as Senio |
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| March 31, 2003 |
EXHIBIT 10.12(b) CHANGE IN CONTROL SEVERANCE AGREEMENT WITH C.T. SEGERS, DATED JANUARY 1, 2003 CHANGE IN CONTROL SEVERANCE AGREEMENT THIS CHANGE IN CONTROL SEVERANCE AGREEMENT (“Agreement”) entered into this 1st day of January, 2003 (“Effective Date”), by and between Heritage Bank (the “Bank”) and C.T. Segers (the “Employee”). WHEREAS, the Employee is currently employed by the Bank as Senior Vice |
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| March 31, 2003 |
Exhibit 13 A TRADITION OF EXCELLENCE Dear Fellow Shareholder: At the beginning of 2002, we were very optimistic that our economy would rebound, terrorism would subside, our business would prosper and our Company would be poised to take advantage of new opportunities. |
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| March 31, 2003 |
EXHIBIT 10.11(c) CHANGE IN CONTROL SEVERANCE AGREEMENT WITH MARY JO ROGERS, DATED JANUARY 1, 2003 CHANGE IN CONTROL SEVERANCE AGREEMENT THIS CHANGE IN CONTROL SEVERANCE AGREEMENT (?Agreement?) entered into this 1st day of January, 2003 (?Effective Date?), by and between Heritage Bank (the ?Bank?) and Mary Jo Rogers (the ?Employee?). WHEREAS, the Employee is currently employed by the Bank as Senior |
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| March 31, 2003 |
EMPLOYMENT AGREEMENT WITH DAVID B. TURNER, DATED JANUARY 1, 2003 EMPLOYMENT AGREEMENT EXHIBIT 10.5(e) EMPLOYMENT AGREEMENT WITH DAVID B. TURNER, DATED JANUARY 1, 2003 EMPLOYMENT AGREEMENT THIS AGREEMENT entered into this 1st day of January, 2003 (“Effective Date”), by and between Heritage Bank (the “Bank”) and David B. Turner (the “Employee”). WHEREAS, the Employee has heretofore been employed by the Bank as Chief Executive Officer and is experienced in all phases of the business o |
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| March 31, 2003 |
EX-99.1 14 dex991.htm CERTIFICATIONS EXHIBIT 99.1 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 This Certificate is being delivered pursuant to the requirements of Section 1350 of Chapter 63 (Mail Fraud) of Title 18 (Crimes and Criminal Procedures) of the United States Code and shall not be relied on by any person for any othe |
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| March 31, 2003 |
EXHIBIT 10.10(c) CHANGE IN CONTROL SEVERANCE AGREEMENT WITH EDITH STEVENS, DATED JANUARY 1, 2003 CHANGE IN CONTROL SEVERANCE AGREEMENT THIS CHANGE IN CONTROL SEVERANCE AGREEMENT (?Agreement?) entered into this 1st day of January, 2003 (?Effective Date?), by and between Heritage Bank (the ?Bank?) and Edith Stevens (the ?Employee?). WHEREAS, the Employee is currently employed by the Bank as Senior V |
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| March 31, 2003 |
EX-10.7(D) 5 dex107d.htm CHANGE IN CONTROL SEVERANCE AGREEMENT- DICK FLORIN EXHIBIT 10.7(d) CHANGE IN CONTROL SEVERANCE AGREEMENT WITH DICK FLORIN, DATED JANUARY 1, 2003 CHANGE IN CONTROL SEVERANCE AGREEMENT THIS CHANGE IN CONTROL SEVERANCE AGREEMENT (“Agreement”) entered into this 1st day of January, 2003 (“Effective Date”), by and between Heritage Bank (the “Bank”) and Dick Florin (the “Employee |
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| March 31, 2003 |
EXHIBIT 10.8(c) CHANGE IN CONTROL SEVERANCE AGREEMENT WITH JACK BOWDOIN, DATED JANUARY 1, 2003 CHANGE IN CONTROL SEVERANCE AGREEMENT THIS CHANGE IN CONTROL SEVERANCE AGREEMENT (“Agreement”) entered into this 1st day of January, 2003 (“Effective Date”), by and between Heritage Bank (the “Bank”) and Jack Bowdoin (the “Employee”). WHEREAS, the Employee is currently employed by the Bank as Senior Vice |
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| March 31, 2003 |
SUBSIDIARIES OF CCF HOLDING COMPANY Heritage Bank CCF Capital Trust I CCF Financial Services EX-21 12 dex21.htm SUBSIDIARIES OF CCF HOLDING COMPANY EXHIBIT 21 SUBSIDIARIES OF CCF HOLDING COMPANY Heritage Bank CCF Capital Trust I CCF Financial Services |
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| March 31, 2003 |
SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-KSB SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-KSB (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2002 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. |
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| March 31, 2003 |
EMPLOYMENT AGREEMENT WITH LEONARD A. MORELAND, DATED JANUARY 1, 2003 EMPLOYMENT AGREEMENT EX-10.6(E) 4 dex106e.htm EMPLOYMENT AGREEMENT- LEONARD A. MORELAND EXHIBIT 10.6(e) EMPLOYMENT AGREEMENT WITH LEONARD A. MORELAND, DATED JANUARY 1, 2003 EMPLOYMENT AGREEMENT THIS AGREEMENT entered into this 1st day of January, 2003 (“Effective Date”), by and between Heritage Bank (the “Bank”) and Mr. Leonard Moreland (the “Employee”). WHEREAS, the Employee is experienced in all phases of the manage |
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| February 26, 2003 |
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section |
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| February 26, 2003 |
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section |
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| February 26, 2003 |
Form 4 FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or S |
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| February 26, 2003 |
Form 4 FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or S |
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| February 26, 2003 |
Form 4 FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or S |
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| February 26, 2003 |
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section |
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| February 26, 2003 |
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section |
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| February 26, 2003 |
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section |
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| February 24, 2003 |
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section |
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| February 14, 2003 |
Amendment No. 3 to the Schedule 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) Under the Securities Exchange Act of 1934 (Amendment No. 3)* INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b)(c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(b) CCF HOLDING COMPANY (Name of Issuer) Common Stock, $0.10 par v |
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| February 14, 2003 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) Under the Securities Exchange Act of 1934 (Amendment No. 4)* INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b)(c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(b) CCF HOLDING COMPANY (Name of Issuer) Common Stock, $0.10 par value per share (Title of Class of Se |
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| February 13, 2003 |
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section |
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| February 13, 2003 |
Form 4 FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or S |
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| February 13, 2003 |
Form 4 FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or S |
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| February 13, 2003 |
Form 4 FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or S |
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| February 13, 2003 |
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section |
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| February 13, 2003 |
Form 4 FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or S |
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| February 13, 2003 |
Form 4 FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or S |
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| February 13, 2003 |
Form 4 FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or S |
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| February 13, 2003 |
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section |
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| February 13, 2003 |
Form 4 FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or S |
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| January 28, 2003 |
Form 5 FORM 5 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). Form 3 Holdings Reported Form 4 Transactions Reported ANNUAL STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section |
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| January 21, 2003 |
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section |
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| January 6, 2003 |
Filed By Romeo & Dye's Instant Form 4 Filer www.section16.net Form 4 FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or S |
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| January 6, 2003 |
Filed By Romeo & Dye's Instant Form 4 Filer www.section16.net Form 4 FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or S |
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| January 3, 2003 |
Filed By Romeo & Dye's Instant Form 4 Filer www.section16.net FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section |
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| January 3, 2003 |
Filed By Romeo & Dye's Instant Form 4 Filer www.section16.net Form 4 FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or S |
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| January 3, 2003 |
Filed By Romeo & Dye's Instant Form 4 Filer www.section16.net Form 4 FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or S |
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| January 3, 2003 |
Filed By Romeo & Dye's Instant Form 4 Filer www.section16.net FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section |
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| January 3, 2003 |
Filed By Romeo & Dye's Instant Form 4 Filer www.section16.net Form 4 FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or S |
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| January 3, 2003 |
Filed By Romeo & Dye's Instant Form 4 Filer www.section16.net Form 4 FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or S |
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| January 3, 2003 |
Filed By Romeo & Dye's Instant Form 4 Filer www.section16.net Form 4 FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or S |
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| January 3, 2003 |
Filed By Romeo & Dye's Instant Form 4 Filer www.section16.net Form 4 FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or S |
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| January 3, 2003 |
Filed By Romeo & Dye's Instant Form 4 Filer www.section16.net FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section |
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| January 3, 2003 |
Filed By Romeo & Dye's Instant Form 4 Filer www.section16.net FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section |
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| January 3, 2003 |
Filed By Romeo & Dye's Instant Form 4 Filer www.section16.net FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section |
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| January 3, 2003 |
Filed By Romeo & Dye's Instant Form 4 Filer www.section16.net FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section |
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| December 11, 2002 |
Filed By Romeo & Dye's Instant Form 4 Filer www.section16.net Form 4 FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or S |
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| December 11, 2002 |
Filed By Romeo & Dye's Instant Form 4 Filer www.section16.net Form 4 FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or S |
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| December 9, 2002 |
Filed By Romeo & Dye's Instant Form 4 Filer www.section16.net FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section |
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| December 9, 2002 |
Filed By Romeo & Dye's Instant Form 4 Filer www.section16.net Form 4 FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or S |
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| December 2, 2002 |
Filed By Romeo & Dye's Instant Form 4 Filer www.section16.net FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section |
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| November 27, 2002 |
Filed By Romeo & Dye's Instant Form 4 Filer www.section16.net Form 4 FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or S |
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| November 27, 2002 |
Filed By Romeo & Dye's Instant Form 4 Filer www.section16.net Form 4 FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or S |
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| November 27, 2002 |
Filed By Romeo & Dye's Instant Form 4 Filer www.section16.net Form 4 FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or S |
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| November 18, 2002 |
Filed By Romeo & Dye's Instant Form 4 Filer www.section16.net Form 4 FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or S |
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| November 18, 2002 |
Filed By Romeo & Dye's Instant Form 4 Filer www.section16.net Form 4 FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or S |
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| November 18, 2002 |
Filed By Romeo & Dye's Instant Form 4 Filer www.section16.net Form 4 FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or S |
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| November 18, 2002 |
Filed By Romeo & Dye's Instant Form 4 Filer www.section16.net Form 4 FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or S |
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| November 14, 2002 |
U.S. SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-QSB Table of Contents U.S. SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-QSB (Mark One) x Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended: September 30, 2002 o Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 0-25846 CCF HOLDING COMPANY (Exact na |
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| October 17, 2002 |
Filed By Romeo & Dye's Instant Form 4 Filer www.section16.net FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section |
